Here at Aegis, we specialize in roofing, siding and gutters to improve the look and quality of the exterior of your home. To ensure this, we use premium products protected by craftsmanship and manufacturer warranties. Our well-rounded team members provide you with the best customer service and knowledge to put you at ease throughout the entire process. With all of the competitive roofers and “storm-chasers”, we strive to distinguish ourselves with ethical, honest and immaculate service.
If we don't notice any damage, why should we file a claim?
Many times, damage to roof, siding, and gutters go unnoticed, however that does not mean that damage is not there. Damage is normally overlooked until the damages are significant enough to prompt a need for an inspection. The slightest damage, such as a crack or divot in your shingle, can make your roof more susceptible to leakage over time. Most contractors offer free inspections and can evaluate the condition of your roof to determine whether or not filing a claim would be in your best interest.
Will my insurance premium go up when I file a claim?
This is the most frequently asked question by homeowners. The general answer is that your premium will not increase when filing a claim due to weather/storm damage, although this answer may vary slightly based on your specific insurance policy. A majority of insurance companies view weather as an uncontrolled factor, exempting homeowners from being accountable for damages sustained by various weather conditions. If for any reason your premium does increase after filing a claim, you may want to start shopping around for a new insurance provider. There are many insurance companies that offer lower rates and discounts for homeowners with new roofs or siding. Call Aegis today for more information on insurance premium increases.
What if my insurance company denies my claim?
In almost every case, your policy/coverage is not affected if your insurance company denies your claim. Most homeowners fear that their insurance company may drop them after submitting a claim for storm damage; these circumstances are very rare and many other factors are taken into consideration, such as the types and amount of previous claims filed. When a homeowner is hiring a contractor to represent them, it is important to disclose as much information as possible regarding any and all previous claims made. This will allow the contractor to have a better evaluation of the damage to increase your approval odds and deter you from potentially being dropped from your insurance. For more information, contact an Aegis representative today to see what we can do to repair your damages and avoid being dropped from your insurance provider.
Not the answers you were looking for?
Give us a call today (773)812-3447 to speak with one of our friendly and knowledgeable team members. We are always looking for more ways to further help educate homeowners and make them feel more confident with the decisions in their exterior restoration needs!