There are a few reasons you may seek a total roof replacement. Your roofing materials may have reached the end of their life, so your roof needs to be replaced. Or your roof may have sustained severe damage from a large storm that has caused so much damage that your entire roof needs replacing.
Replacing your roof after it has sustained damage from an adverse weather event can be a costly and complicated process. The insurance claims procedure exacerbates this.
Read on to find out how to get insurance to pay for your roof replacement, the steps that should be followed, and how Aegis Construction can help you with the insurance claims process and a total roof replacement.
Checking Your Roof for Damage
It is always wise to check your property for damage before replacing your roof after an adverse weather event. This is because there is a high likelihood that other parts of your property have been subjected to damage (such as water damage, dampness, or leaks). These problems need to be rectified to minimize the risk of damage compounding. Once a roof has been replaced, underlying damage may be harder to spot and can go unnoticed for a significant amount of time, allowing it to get worse and more costly to repair in the long run.
An effective way to ascertain how much damage has occurred to your home is to look at your property as a whole. Severe weather damage can be seen not only on your roof but also on siding, windows, wooden decks, and your garden, where trees may be damaged. All these signs are a sure indication that a weather-related event has damaged your home.
When you suspect that your home (particularly your roof) has been damaged, your best port of call is to get your roof inspected as soon as possible. At Aegis Construction, we can assist you with a free inspection to determine the existence and extent of damage to your roof. In any event, your insurance company will require an inspection to be performed to consider your claim for a roof replacement.
Know What Kind of Coverage You Have
Not everyone pays attention to what is contained in their homeowner’s insurance policy. When you suspect that damage may have occurred to your home and you may need to file an insurance claim, it is helpful to review your insurance policy. You can also request a copy of your insurance policy from your insurance company.
In most cases, two types of coverage are offered for roof insurance. There is coverage available for a total roof replacement, which would come in when a roof is too badly damaged to be repaired and needs to be replaced. The other type of coverage is repair coverage, which covers a percentage of roof repairs.
It is important to have your roof inspected, damage documented, and a claim submitted as quickly as possible. Insurance claims can take a lot of work to get approved or accepted, especially large ones that would necessitate a full roof replacement, which is why time is of the essence.
Your insurance coverage will depend on various factors, such as the cause of the damage to your roof, location, and policy specifications. Therefore, it is important to familiarize yourself with your insurance policy to ensure that you are covered for all instances where damage to your property is out of your control and unpreventable.
Hiring an Experienced Roofing Company
It is of utmost importance that you hire a trustworthy and dependable roofing company to aid you in your roof replacement. It is imperative to hire a roofing company that is not only well-experienced in roof replacement but is also seasoned in the insurance claims process. This is because the roofing company you choose should be able to communicate with your insurance company to prove that your insurance claim is defensible.
Aegis Construction is an experienced and reputable roofing company that has been in business since 2015 and is knowledgeable in insurance claims for roof replacements. Not only do we pride ourselves in quality workmanship, but our knowledgeable staff can guide you every step of the way through your roof replacement, supporting you through material choices and styles, all while being cognizant of budget. We guarantee 100% customer satisfaction with your new roof.
At Aegis Construction, our skilled staff can assist with insurance claims. After inspection, we will ensure that our team is present at your adjuster appointment with your insurance company to ensure that all damage is noted, covered, and repaired in accordance with your insurance policy. Our staff at Aegis are committed to ensuring that a thorough evaluation of your property is performed so that you can get the most out of your insurance claim.
Watch Out for Scams
Following an adverse weather event such as a large storm, unfortunately, scammers tend to appear looking to take advantage of unsuspecting people who are in vulnerable positions. This could include everything from illegitimate roofing businesses to passers-by offering a ‘very good price’ for a roof replacement that eventually falls through.
Watch out for aggressive sales tactics, such as putting pressure on you to act immediately or informing you that they are in the area for a short time, necessitating immediate action from you. In most cases, these businesses are not legitimate, and will likely take a deposit from you and never be heard from again.
The existence of scams or ‘storm chasers’ reiterates the importance of hiring a reputable roofing company with a demonstrated success rate and putting its customers first. At Aegis Construction, we have vast experience in roof replacements and the insurance claims process and have a verified customer satisfaction guarantee.
Replacing your roof after it has sustained severe damage doesn’t have to be a headache, as long as you ensure that you are partnered with a reputable roofing company that can help you along every step of the way with both your roof replacement and to get homeowners insurance to pay for your roof replacement.
Partnering with Aegis Construction for your roof replacement and an insurance claim will ensure that your insurance claim for your roof replacement goes smoothly. Our expert staff will assist with the insurance claims process to ensure that you get the most out of your insurance claim. At Aegis Construction, we pride ourselves in quality workmanship and guarantee complete satisfaction with your roof replacement.
At Aegis Construction, our expert and experienced staff are here to answer any questions or queries you may have about replacing your roof, as well as how to get insurance to pay for a roof replacement. Don’t hesitate to contact us for any more information you need on the insurance claims process or total roof replacements. Our experienced and friendly personnel are always happy to assist you with any questions or concerns you may have.