Follow the steps below to ensure that your insurance claim is handled quickly and that the repairs to your home can happen timeously. Start following these steps the instant you suspect or notice hail damage to your home.
Step 1: Contact Aegis Construction Group
Contact us at Aegis to arrange a free inspection to your roof. Here, we will be able to ascertain just what kind of damage your roof has been subjected to, and we can assess the extent of the damage by looking at not only your roof, but also surrounding parts of your property such as your gutters, siding, windows, and any damage that has progressed to the inside of your home, such as a leak. A thorough property inspection is a key to starting the insurance claims process, and this is where Aegis construction can help.
It is very important to determine the date of loss, or DOL. This is essentially the date that the adverse weather event occurred and caused damage to your home.
Step 2: If damage is identified, make contact with your insurance company
We at Aegis Construction can assist with the insurance claims process. Once we identify damage to your roof as well as its extent, and the DOL is identified, you should immediately file an insurance claim.
There is a time limit on how long homeowners have to file an insurance claim. If too much time has elapsed between the DOL and the date you file your insurance claim, your insurance claim may be rejected.
For this reason, it is extremely important to get your home inspected the instant you suspect storm damage, or when an adverse weather event occurs. In many instances, storm damage goes undetected, which results in difficulties with insurance claims down the line due to lapsed dates of loss.
Step 3: Adjuster Appointment
Once you have filed your insurance claim, an appointment with an adjuster as well as an expert from our team at Aegis Construction is scheduled. The adjuster will work together with our experts at Aegis Construction to conduct a thorough evaluation on your property.
We ensure that one of our expert contractors from Aegis is present at every adjuster appointment, to guarantee that no damage goes undetected. At Aegis Construction Group, our first priority is the homeowner, and through experience, more insurance claims are approved when a contractor is present during an adjuster appointment.
Step 4: Repairs Commence
Once your insurance claim has been approved, one of our experienced representatives from Aegis will take the time to review the estimate for repair that has been provided by the insurance company together with you.
Your insurance company will determine the estimated cost to repair the damage to your property, and this amount is sent to you in a two-check series. The first is a percentage of the estimate which is given to the contractor as a deposit to source supplies and to begin your repair project. The second check will come through on completion of the project and subject to you, the homeowner’s, satisfaction.